Best Health Insurance for Foreigners in USA

When it comes to finding the best health insurance provider for foreigners in the United States, there are a few things you need to take into account. 

The first is what type of coverage you need. Do you need comprehensive coverage, or is it just essential? 

The second is what your budget is. And finally, you need to ensure that the provider you choose has a good reputation and will be around for a while. 

That way, if something happens to you and you have an emergency with no insurance (like being hit by a car), they’ll still be there to help.

However, by researching and comparing your options, you can get the best health insurance for foreigners in the USA to cover yourself, and your family on short-term and long-term stays in the country. 

Here are seven of the best health insurance providers for foreigners in the USA.

Premera Blue Cross

Premera Blue Cross is an excellent option if you’re looking for comprehensive health insurance coverage. 

They offer many plans, including HMO and PPO options, and have an extensive network of doctors and hospitals. 

Plus, they have a dedicated customer service team to help you with any questions. 

When comparing rates, be sure to compare monthly premiums versus out-of-pocket costs – their monthly premiums are often lower than their competitors, but their out-of-pocket expenses can be higher.

Kaiser Permanente

If you’re looking for comprehensive health insurance coverage, Kaiser Permanente is one of the best providers for foreigners in the USA. 

They offer various plans and benefits, including mental health and prescription drug coverage. 

Plus, their customer service is excellent. However, their premiums can be pretty high. 

You also have to pay out-of-pocket before they cover your medical expenses.

 Additionally, if you need international care or treatment (e.g., while traveling abroad), your plan will not cover it unless it’s an emergency situation. 

You’ll need to pay higher rates than your monthly premium to access this coverage.


If you’re looking for health insurance as a foreigner in the United States, UCHealth is an excellent option. 

They have a wide range of plans and services and excellent customer service. 

Plus, they have a very robust network of providers, so you’ll be able to find the care you need no matter where you are in the country. 

As long as you meet their eligibility requirements, this is one of the best options. 

And with rates starting at just $59 per month, it will not break your budget either.

Explore Global Healthcare

Explore provides global health insurance for those living and working outside their home country. 

They offer a variety of plans that can be customized to fit your needs, and they have a team of experts available 24/7 to help you navigate the claims process. 

Plus, their policies cover pre-existing conditions and a network of providers that spans the globe. 

Atlas America

Atlas America is a great option if you’re looking for comprehensive and affordable health insurance while living in the United States. 

They offer a variety of plans, all of which provide excellent coverage. 

Plus, their customer service is top-notch, so you can rest assured that you’re in good hands. 

What’s more, if you make any mistakes on your application or are turned down by other companies, they’ll work with you to find an alternative solution. 

There’s also no medical exam required when applying for coverage – fill out some paperwork and submit it online. 

You’ll be able to see the results of this step right away, so there won’t be any waiting around wondering if you will get approved.

Cover America – Gold

Cover America offers one of the most comprehensive plans available to foreigners, covering everything from doctor visits and prescriptions to emergency services and hospitalization. 

The Gold plan also includes maternity benefits, making it an excellent option for those planning on starting or expanding their family.

Blue Cross Blue Shield

Blue Cross Blue Shield is a well-known and trusted health insurance provider in the USA. 

The BlueCross BlueShield Preferred PPO plan covers all your medical needs at a low cost. 

This is an excellent choice if you’re looking for affordable care that doesn’t skimp on coverage. 


When choosing a health insurance provider, it is essential to consider your needs as a foreigner in the United States. 

The five best health insurance providers for foreigners are Blue Cross Blue Shield, Kaiser Permanente, Expacare Global Healthcare, and UnitedHealthcare. 

All of these providers offer comprehensive coverage and have a strong reputation.

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